The Mavroules Team - Atlantic Coast Homes



Posted by The Mavroules Team on 7/28/2017

One of the most important factors that many home buyers face is that of their credit score. You have the right to get one free credit report per year. There are also many different apps and websites that keep you updated on your credit score and any changes in your credit report. These programs even guide you in how to improve your score. 


Why Do We Have Credit Scores? 


A credit score is a number that shows how creditworthy a person is. Lenders look at this score in order to assess how risky a person may be to lend to. This lessens the potential risks that the lender may face, keeping people who may be at high risk for defaulting from securing a loan in the first place. 


What痴 A Good Score?


Credit scores range from 300 to 850, with 850 being the highest score that you can get. A credit score of 700 or above is considered good. A credit score above 800 is seen as excellent. The bottom line is that the better your credit score is, the more reliable of a borrower you will be seen as by lenders. 


If your credit score is less than stellar, however, you need to get to work so that you will be able to get loans in the near future. Here痴 some steps that you can take to improve your credit:


Pay Off Outstanding Debt 


If you owe anything on medical collection accounts, credit cards, legal judgements; basically any debt that will show up on your credit report, you need to pay these off. Getting rid of debt can help you to increase your credit score more quickly. 


Rebuild Your Credit


You値l need to keep up any accounts that you have with good payment history and maintain the good work. You should be diligent to maintain those on-time payments for an increased good payment history. Even if you have accounts that have had late payments previously, you can still work to get the accounts back in good order. 


If you don稚 happen to have any existing credit accounts, you値l need to get one in order to begin establishing credit. A good way to do this is to apply for a credit card and only charge what you can afford each month in order to help establish a credit history.     

Look At Your Whole Financial Picture


Aside from your credit score, you値l need to take a look at your bigger financial picture. Everything from the amount of savings that you have available to how much of a home you値l be able to afford is important. You need sufficient income so that you値l be able to buy a home and provide a down payment along with money to pay closing costs. 


Once you start investigating your credit score and how to improve it, you値l be on your way to better financial health.





Posted by The Mavroules Team on 7/27/2017


5 N Border Rd, Stoneham, MA 02180

Single-Family

$379,900
Price

5
Rooms
2
Beds
1
Baths
Perfect Starter Home! Nothing to do, but unpack and enjoy your new kitchen, updated bathroom, hardwood floors, and large fire-placed living room. This SUN-SPLASHED move-in-ready ranch in an ideal COMMUTER LOCATION, only mins to 93, Spot Pond and the Lynn Fells Reservation. Set on a gorgeous lot with plenty of CURB APPEAL, this home comes complete with a great fenced in back yard, perfect for gardening or enjoying your morning coffee. With expansion possibilities in the basement, this home is perfect for the family looking for a place with growth potential or as a single level downsizing option or condo alternative. Showings begin at the first open house on Saturday (7/29) from 11:00 AM to 12:30 PM and Sunday (7/30) from 2 PM to 3:30 PM.
Open House
Saturday
July 29 at 11:00 AM to 12:30 PM
All buyers honored!!
More Open Houses
Cannot make the Open Houses?
Location: 5 N Border Rd, Stoneham, MA 02180    Get Directions

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Categories: Open House  


Posted by The Mavroules Team on 7/27/2017


5 N Border Rd, Stoneham, MA 02180

Single-Family

$379,900
Price

5
Rooms
2
Beds
1
Baths
Perfect Starter Home! Nothing to do, but unpack and enjoy your new kitchen, updated bathroom, hardwood floors, and large fire-placed living room. This SUN-SPLASHED move-in-ready ranch in an ideal COMMUTER LOCATION, only mins to 93, Spot Pond and the Lynn Fells Reservation. Set on a gorgeous lot with plenty of CURB APPEAL, this home comes complete with a great fenced in back yard, perfect for gardening or enjoying your morning coffee. With expansion possibilities in the basement, this home is perfect for the family looking for a place with growth potential or as a single level downsizing option or condo alternative. Showings begin at the first open house on Saturday (7/29) from 11:00 AM to 12:30 PM and Sunday (7/30) from 2 PM to 3:30 PM.
Open House
Saturday
July 29 at 11:00 AM to 12:30 PM
All buyers honored!!
More Open Houses
Cannot make the Open Houses?
Location: 5 N Border Rd, Stoneham, MA 02180    Get Directions

Similar Properties





Categories: Open House  


Posted by The Mavroules Team on 7/27/2017


5 N Border Rd, Stoneham, MA 02180

Single-Family

$379,900
Price

5
Rooms
2
Beds
1
Baths
Perfect Starter Home! Nothing to do, but unpack and enjoy your new kitchen, updated bathroom, hardwood floors, and large fire-placed living room. This SUN-SPLASHED move-in-ready ranch in an ideal COMMUTER LOCATION, only mins to 93, Spot Pond and the Lynn Fells Reservation. Set on a gorgeous lot with plenty of CURB APPEAL, this home comes complete with a great fenced in back yard, perfect for gardening or enjoying your morning coffee. With expansion possibilities in the basement, this home is perfect for the family looking for a place with growth potential or as a single level downsizing option or condo alternative. Showings begin at the first open house on Saturday (7/29) from 11:00 AM to 12:30 PM and Sunday (7/30) from 2 PM to 3:30 PM.
Open House
No scheduled Open Houses

Similar Properties





Categories: New Homes  


Posted by The Mavroules Team on 7/26/2017


51 Lafayette St, Salem, MA 01970

Condo

$424,900
Price

4
Rooms
2
Beds
2
Baths
Rarely available, Derby Loft CORNER UNIT, smack in the heart of Historic Salem! This unique home is the total package with exposed brick and duct-work, two sides of oversized windows, HARDWOOD FLOORS and soaring coffered ceilings. Meticulously maintained and boasting a gourmet kitchen complete with granite counter tops, GAS STOVE, breakfast bar, custom back splash and STAINLESS STEEL appliances. Other highlights include an OPEN CONCEPT living/dining room, central A/C, industrial chic lighting fixtures, plenty of closet space, GAS HEATING and in-unit washer/dryer. Step outside your front door to all that downtown Salem has to offer and stroll less than a 1/2 mile to the commuter rail. All of this in a PET FRIENDLY BUILDING complete with garage parking. Nothing to do, but unpack and enjoy city living at its finest.
Open House
Saturday
July 29 at 11:30 AM to 1:00 PM
Showings start at the open house! Come see us Saturday July 29th 11:30-1 All buyers honored.
More Open Houses
Cannot make the Open Houses?
Location: 51 Lafayette St, Salem, MA 01970    Get Directions

Similar Properties





Tags: Salem   Real Estate   Open House   Condo   01970  
Categories: Open House  




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